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While there's a law of constraints associated with auto accidents, and while time isn't always on your side, no regulation needs you to talk with your insurance provider prior to you prepare to do so or prior to you have actually obtained ample advice from an auto crash lawyer.
The statute of restrictions on accident and building damages claims is 2 years from the day of the accident (Texas Civil Technique and Remedies Code area 16.003 ). If you do not discover your injuries up until after the date of the collision, the clock will not start ticking till the date of injury discovery.